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Telephone:
410-368-3125

 

New and Used Auto Loans

New Auto Loans

  • Available in 36, 48, 60 and 72 month terms; financing for 73-84 months is available for some vehicles; ask for details.
  • Rates are available for 100% and 80% financing
  • Credit Life and Disability Insurance are available

Used Auto Loans

  • Based on the retail book value of the car
  • Competitive rates
  • Vehicles must be seven years old or less
  • Repayment terms are available for 48, 60 and 72 month terms; financing for 73-84 months is available for some vehicles; ask for details.
  • Credit Life and Disability Insurance are available

Repaying your auto loan is easy with payroll deduction or transfers through Online Account Access. You can also use a payment coupon by mail or in person.

How to Apply for a Loan

You may apply for a loan as soon as your membership is established. Loans are available to members who are in good standing with the credit union, and approval is based on credit history and debt-to-income ratio. Submit an application with two of your most recent paystubs. Stop by and speak to our Loan Officer or call 410-368-3227 during banking hours. Or, call our "Anytime" loan application service, 24 hours a day at 1-888-273-7228, or apply online.

Car Sales Partners & Buying Assistance

Saint Agnes Employees Federal Credit Union has formed partnerships with several groups to offer you assistance in buying your car, or discounted members-only pricing. Discounted pricing is available through Credit Union Auto Loan Network, and Enterprise Car Sales.

In addition, we offer buying assistance through the Motor Vehicle Certification Program. You also might want to consult the Kelly Blue Book for purchase values, trade-in values, ratings and more. Car Fax allows you to purchase a vehicle history on used autos before you buy.

Auto Exam Warranty offers extended auto service contracts at an affordable price. For just pennies a day, your car will be protected from the unexpected. To learn about coverage options available for your new or used vehicle, call 1-800-709-5792 or visit the Auto Exam website.

Motor Vehicle Certification Program (MVCP) is a free member benefit that enables you to purchase vehicles at pre-negotiated dealer profit margins. Advisors will inform you of all he current rebates, incentives, invoice pricing, destination, and advertising charges, plus they will help you with your trade- in value. Contact MVCP at 1-800-345-0990 or visit the MVCP site.

Credit Union Auto Loan Network (CUALN) is an association of credit unions and more than 200 car dealers in Maryland, Virginia, and the District of Columbia. CUALN is a direct connection to your credit union for financing your new car, even when the credit union is closed. Just be sure to tell the salesperson that you are a member of Saint Agnes Employees Federal Credit Union. Members receive a quick loan decision and, in most cases, can take delivery on the spot. Click here for a list of participating dealers.



Enterprise Car Sales
provides members with everyday discounts on quality used vehicles. Enterprise cars come with a 7-day repurchase agreement so you can buy with confidence. Each vehicle goes through a rigorous inspection process and all are sold at below NADA retail value. To learn more, visit the Enterprise Car Sales website.