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Telephone: 410.368.3125 |
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New and Used Auto Loans
New Auto Loans
Used Auto Loans
- Based on the retail book value of the car
- Competitive rates
- Vehicles must be seven years old or less
- Repayment terms are available for 48 and 60 month terms
- Credit Life and Disability Insurance are available
Repaying your auto loan is easy with payroll deduction or transfers
through Online Account Access. You can
also use a payment coupon by mail or in person.
How to Apply for a Loan
Members may apply for a loan as soon as membership is established. Loans are
available to members who are in good standing with the credit union, and approval
is based on credit history and debt-to-income ratio. An application must be
submitted, along with two of your most recent paystubs. Applying couldn't be
easier! Stop by and speak to our Loan Officer, call (410) 368-3227, call our
"Whenever" loan application service, 24-hours a day, seven days a
week at 1-888-273-SACU (7228), or apply online.
Car Sales Partners & Buying Assistance
St. Agnes Employees FCU has formed partnerships with several groups to offer
you assistance in buying your car, or discounted members-only pricing.
Discounted pricing is available through Credit
Union Auto Loan Network, and Enterprise
Car Sales.
In addition, we offer buying assistance through the Motor
Vehicle Certification Program. You also might want to consult
the Kelly
Blue Book for purchase values, trade-in values, ratings and
more. Car
Fax allows you to purchase a vehicle history on used autos before
you buy.
Motor Vehicle Certification Program (MVCP)
is a free member benefit that enables you to purchase vehicles at
pre-negotiaged dealer profit margins. Advisors will inform you of
all he current rebates, incentives, invoice pricing, destination,
advertising charges and they will help you with your trade in value.
Contact MVCP at 1-800-345-0990 or visit the MVCP
site.
Credit Union Auto Loan Network (CUALN)
is an association of credit unions and over 200 car dealers in Maryland,
Virginia, and District of Columbia. CUALN is a direct connection
to your credit union for financing your new car, even when the credit
union is closed. Just be sure to tell the salesperson that you are
a member of St. Agnes Employees Federal Credit Union. Members receive
a quick loan decision and in most cases can take delivery on the
spot. Click
here for a list of participating dealers.

Enterprise Car Sales provides members with everyday discounts
on quality pre-owned vehicles. Enterprise cars come with a 7-day
repurchase agreement so you can buy with confidence. Each vehicle
goes through a rigorous inspection process and all are sold at below
NADA retail value. To learn more, visit the Enterprise
Car Sale website.
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