and Used Auto Loans
New Auto Loans
Used Auto Loans
- Based on the retail book value of the car
- Competitive rates
- Vehicles must be seven years old or less
- Repayment terms are available for 48, 60 and 72 month terms; financing for
73-84 months is available for some vehicles; ask for details. Apply online
- Credit Life and Disability Insurance available
Repaying your auto loan is easy with payroll deduction (Saint
Agnes Hospital employees should contact a branch about setting up
automatic debits) or make
transfers through Online Account Access.
You can also use a payment coupon by mail or pay in person at a
How to apply for a loan
You can apply for a loan as soon as you're a member. Loans are
available for members in good standing with the credit union;
approval is based on credit history and debt-to-income ratio. Submit an
application with two of your most recent paystubs. Stop by our Hospital
branch to speak with our Loan
Officer or call 443-844-3616 during banking hours. Or,
Selecting your next car and options
Saint Agnes Federal Credit Union offers the
Car Buying Service for our members. Compare pricing
to see what others have paid for the same vehicle and finalize your purchase
at a TrueCar dealership: enjoy a hassle-free buying experience and special TrueCar pricing. Click
here for details.
During special promotional periods, get an additional 0.25%
APR* rate discount when you buy through TrueCar with a
SAFCU auto loan; ask for details.
Auto Exam Warranty offers extended auto
service contracts at an affordable price to protect your car from the unexpected. To learn about
coverage options for your new or used vehicle, call
1-800-709-5792 or visit the
Auto Exam website.
* APR = Annual Percentage Rate.