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Telephone: 410.368.3125

 

New and Used Auto Loans

New Auto Loans

Used Auto Loans

  • Based on the retail book value of the car
  • Competitive rates
  • Vehicles must be seven years old or less
  • Repayment terms are available for 48 and 60 month terms
  • Credit Life and Disability Insurance are available

Repaying your auto loan is easy with payroll deduction or transfers through Online Account Access. You can also use a payment coupon by mail or in person.

How to Apply for a Loan

Members may apply for a loan as soon as membership is established. Loans are available to members who are in good standing with the credit union, and approval is based on credit history and debt-to-income ratio. An application must be submitted, along with two of your most recent paystubs. Applying couldn't be easier! Stop by and speak to our Loan Officer, call (410) 368-3227, call our "Whenever" loan application service, 24-hours a day, seven days a week at 1-888-273-SACU (7228), or apply online.

Car Sales Partners & Buying Assistance

St. Agnes Employees FCU has formed partnerships with several groups to offer you assistance in buying your car, or discounted members-only pricing. Discounted pricing is available through Credit Union Auto Loan Network, and Enterprise Car Sales.

In addition, we offer buying assistance through the Motor Vehicle Certification Program. You also might want to consult the Kelly Blue Book for purchase values, trade-in values, ratings and more. Car Fax allows you to purchase a vehicle history on used autos before you buy.

Motor Vehicle Certification Program (MVCP) is a free member benefit that enables you to purchase vehicles at pre-negotiaged dealer profit margins. Advisors will inform you of all he current rebates, incentives, invoice pricing, destination, advertising charges and they will help you with your trade in value. Contact MVCP at 1-800-345-0990 or visit the MVCP site.

Credit Union Auto Loan Network (CUALN) is an association of credit unions and over 200 car dealers in Maryland, Virginia, and District of Columbia. CUALN is a direct connection to your credit union for financing your new car, even when the credit union is closed. Just be sure to tell the salesperson that you are a member of St. Agnes Employees Federal Credit Union. Members receive a quick loan decision and in most cases can take delivery on the spot. Click here for a list of participating dealers.

 



Enterprise Car Sales
provides members with everyday discounts on quality pre-owned vehicles. Enterprise cars come with a 7-day repurchase agreement so you can buy with confidence. Each vehicle goes through a rigorous inspection process and all are sold at below NADA retail value. To learn more, visit the Enterprise Car Sale website.