New and Used Auto Loans
New Auto Loans
- Available in 36, 48, 60 and 72 month terms; financing for 73-84 months is
available for some vehicles; ask for details.
- Rates are available for 100% and 80% financing
- Credit Life and Disability Insurance are available
Used Auto Loans
- Based on the retail book value of the car
- Competitive rates
- Vehicles must be seven years old or less
- Repayment terms are available for 48, 60 and 72 month terms; financing for 73-84 months is
available for some vehicles; ask for details.
- Credit Life and Disability Insurance are available
Repaying your auto loan is easy with payroll deduction or transfers
through Online Account Access. You can
also use a payment coupon by mail or in person.
How to Apply for a Loan
You may apply for a loan as soon as your membership is established. Loans are
available to members who are in good standing with the credit union, and approval
is based on credit history and debt-to-income ratio. Submit an application with two of your most recent paystubs. Stop by and speak to our Loan Officer
or call 410-368-3227 during banking hours. Or, call our
"Anytime" loan application service, 24 hours a day at 1-888-273-7228, or apply online.
Car Sales Partners & Buying Assistance
Saint Agnes Employees Federal Credit Union has formed partnerships with several groups to offer
you assistance in buying your car, or discounted members-only pricing.
Discounted pricing is available through Credit
Union Auto Loan Network, and Enterprise
Car Sales.
In addition, we offer buying assistance through the Motor
Vehicle Certification Program. You also might want to consult
the Kelly
Blue Book for purchase values, trade-in values, ratings and
more. Car
Fax allows you to purchase a vehicle history on used autos before
you buy.
Auto Exam Warranty offers extended auto
service contracts at an affordable price. For just pennies a day,
your car will be protected from the unexpected.
To learn about coverage options available for your new or used
vehicle, call 1-800-709-5792 or visit the
Auto Exam website.
Motor Vehicle Certification Program (MVCP)
is a free member benefit that enables you to purchase vehicles at
pre-negotiated dealer profit margins. Advisors will inform you of
all he current rebates, incentives, invoice pricing, destination,
and advertising charges, plus they will help you with your trade- in value.
Contact MVCP at 1-800-345-0990 or visit the MVCP
site.
Credit Union Auto Loan Network (CUALN)
is an association of credit unions and more than 200 car dealers in
Maryland, Virginia, and the District of Columbia. CUALN is a direct
connection to your credit union for financing your new car, even
when the credit union is closed. Just be sure to tell the
salesperson that you are a member of Saint Agnes Employees Federal Credit Union. Members receive
a quick loan decision and, in most cases, can take delivery on the
spot. Click
here for a list of participating dealers.

Enterprise Car Sales provides members with everyday discounts
on quality used vehicles. Enterprise cars come with a 7-day
repurchase agreement so you can buy with confidence. Each vehicle
goes through a rigorous inspection process and all are sold at below
NADA retail value. To learn more, visit the Enterprise
Car Sales website.
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