Used Auto Loan

In The Market For a Used Car?

St. Agnes Credit Union has some very competitive rates. Think of us first when you need financing for your used car purchase.

Used Car Loans Amount financed will be the lesser of the purchase price or NADA retail value, plus taxes, tags, warranties and credit insurance.	APR*	Term
2003 through 2007 as low as**	6.00%	up to 60 months
2000 through 2002 as low as** These model years require a 20% down payment	7.00%	48 months

Used Auto Loans

Based on the retail book value of the car
Vehicles must be seven years old or less
Repayment terms are available for 48 and 60 month terms
Credit Life and Disability Insurance are available

How to Apply for a Loan
Members may apply for a loan as soon as membership is established. Loans are available to members who are in good standing with the credit union, and approval is based on credit history and debt-to-income ratio. An application must be submitted, along with two of your most recent paystubs. Applying couldn't be easier! Stop by and speak to our Loan Officer, call (410) 368-3227, call our "Whenever" loan application service, 24-hours a day, seven days a week at 1-888-273-SACU (7228), or apply online.

*APR = Annual Percentage Rate
**Rates quoted are the lowest available ("as low as"). Actual rate may differ and is dependent on the applicant and/or co-applicant's credit history.