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Telephone: 410.368.3125 |
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Savings
Rates
Fourth Quarter
October 1 - December 31, 2011
| Share Type |
Dividend Rate |
APY* |
| Regular Shares |
0.35% |
0.35% |
| Christmas & Planners Club |
0.50% |
0.50% |
| Share Draft (Checking) |
0.05% |
0.05% |
| Roth IRA, Education IRA & Regular IRA |
1.00% |
1.01% |
Share Certificates**
Effective January 1, 2012
| Certificate Term and Type |
Dividend Rate |
APY* |
| 6 Month (Regular Share Certificate) |
0.50% |
0.50% |
| 12 Month (Regular Share Certificate, Traditional IRA, Roth
IRA & Education IRA) |
0.70% |
0.70% |
30 Month (Regular Share Certificate, Traditional IRA, Roth
IRA & Education IRA) NO NEW MONEY*** |
1.15% |
1.16% |
* Annual Percentage Yield.
** Minimum balance for certificates is $500.
Certificate rates are subject to change at any time. Please call
for current rates. Your certificate will automatically renew at
the rate in effect at the time of maturity unless we are contacted
on or before your maturity date. You have ten calendar days after
maturity to redeem your certificate without penalty if you do not
want to review. Upon automatic renewal, the term will be the same
as the original term. Penalty for early withdrawal on Certificates
and IRA's. IRA's are also subject to IRS penalties.
***No
new 30 month certificates will be issued. Existing 30 month
certificates will renew at the rate in effect at the time of
maturity. No additional funds can be added to existing 30 month
certificates.
All share accounts are insured by the National
Credit Union Administration (NCUA), an agency of the U.S. Government,
up to $250,000. Individual Retirement Accounts are insured separately
up to $250,000.
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