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Telephone: 410.368.3125

  

Savings Rates

Fourth Quarter
October 1 - December 31, 2011
Share Type Dividend Rate APY*
Regular Shares
0.35%
 0.35%
Christmas & Planners Club
0.50%
0.50%
Share Draft (Checking)
0.05%
0.05%
Roth IRA, Education IRA & Regular IRA
1.00%
 1.01%


Share Certificates**

Effective January 1, 2012
Certificate Term and Type Dividend Rate APY*
6 Month (Regular Share Certificate)
0.50%
0.50%
12 Month (Regular Share Certificate, Traditional IRA, Roth IRA & Education IRA)
0.70%
0.70%
30 Month (Regular Share Certificate, Traditional IRA, Roth IRA & Education IRA)
NO NEW MONEY***
1.15%
1.16%

* Annual Percentage Yield.

** Minimum balance for certificates is $500. Certificate rates are subject to change at any time. Please call for current rates. Your certificate will automatically renew at the rate in effect at the time of maturity unless we are contacted on or before your maturity date. You have ten calendar days after maturity to redeem your certificate without penalty if you do not want to review. Upon automatic renewal, the term will be the same as the original term. Penalty for early withdrawal on Certificates and IRA's. IRA's are also subject to IRS penalties.

***No new 30 month certificates will be issued. Existing 30 month certificates will renew at the rate in effect at the time of maturity. No additional funds can be added to existing 30 month certificates.

All share accounts are insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government, up to $250,000. Individual Retirement Accounts are insured separately up to $250,000.

 

 
 
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